What is the Prairie State Insurance Cooperative?
A Specialized Insurance & Risk Management Program for Public School Districts in North, Northwest, Central and Southern Illinois.
The Prairie State Insurance Cooperative (PSIC) is a protected, self-insurance risk management program that gives districts long-term stability in premiums, as well as broader coverages and increased limits.
Eligibility
All North, Northwest, Central and Southern Illinois public school districts are eligible for the programs offered by PSIC. The program design is flexible in order to meet the needs of each individual district.
Lines of Coverage Provided
Property and related coverages
- General Liability
- Auto Liability & Physical Damage
- Sexual Abuse and Molestation
- School Board Legal Liability
- Excess Liability
- Crime
- Boiler & Machinery
- Workers’ Compensation
- Employee Benefit Liability
- Bonds
- Treasurer/Life Safety/Notary Public
- Student Accident Insurance
- On site Pollution Liability coverage
- Cyber – Network Security and Privacy Liability
- Fiduciary Liability
- Gallagher Crisis Protect Coverage
- Builders Risk
- Foreign Liability
Eligible Districts
Property and related coverages
- K-1 through K-8
- K-9 through K-12
- Special Education Districts
- Intergovernmental Units
Northwest, Central and Southern Illinois school districts:
Program Administrators
→Risk Program Administrators
Claims Administrator
→Gallagher Bassett Services, Inc.
→Comprehensive Risk Services, LLC
