Northwest, Central and Southern
Illinois school
districts. These include but
are not limited to:


Arthur J. Gallagher & Co.

Claims Administrator

Gallagher Bassett
Services, Inc.

York Risk Services Group

Program Marketing

ARM of Illinois, Inc.

Program Appraisal Services

Gallagher Bassett
Services, Inc.

What is the Prairie State Insurance Cooperative?

A Specialized Insurance & Risk Management Program for Public School Districts in North, Northwest, Central and Southern Illinois.

The Prairie State Insurance Cooperative (PSIC) is a protected, self-insurance risk management program that gives districts long-term stability in premiums, as well as broader coverages and increased limits.  


All North, Northwest, Central and Southern Illinois public school districts are eligible for the programs offered by PSIC. The program design is flexible in order to meet the needs of each individual district.

Lines of Coverage Provided

Property and related coverages

  • General Liability
  • Auto Liability & Physical Damage
  • Sexual Abuse and Molestation
  • School Board Legal Liability
  • Excess Liability
  • Crime
  • Boiler & Machinery
  • Workers' Compensation
  • Employee Benefit Liability
  • Bonds
    Treasurer/Life Safety/Notary Public
  • Student Accident Insurance
  • On site pollution coverage
  • Network Security and Privacy Liability
  • Fiduciary Liability
  • Gallagher Crisis Protect Coverage

Eligible Districts

Property and related coverages

  • K-1 through K-8
  • K-9 through K-12
  • Special Education Districts
  • Intergovernmental Units